Our economic growth and prosperity depend on a strong, robust financial
sector, but we’ve seen what happens when there’s inadequate oversight and
insufficient transparency on Wall Street. We can’t build a strong economy in
America in the long run without ending this status quo and laying a new
foundation for growth and prosperity.
Wall Street reform doesn’t just help create a more stable economy; it would
actually improve the lives of everyday American families. Here are five benefits
that everyone should know:
1
Reform forces credit
card and mortgage companies to play by the rules. No more hidden fees or pages
of fine print.
2
Families who are
hoping to buy a home or pay for college are put on a level playing field with
lenders. Reform ensures they’ll get the information they need presented clearly
and concisely, so they can make good decisions. The same goes for small
businesses and community banks that play fair and deserve to see their
businesses grow.
3
The legislation
cracks down on predatory lenders looking to mislead people into taking on
irresponsible debt.
4
Wall Street reform
establishes an independent agency—the Consumer Financial Protection Agency—with
one job: to protect consumers and enforce the new consumer financial
protections, which would be the strongest ever enacted.
5
Finally, American
taxpayers will never again be asked to bail out the big banks that are "too big
to fail." Let’s be absolutely clear about this, no matter what our opponents in
Congress say.
my.BarackObama.com/WallStreetReform
If
cigarettes are killing everyone why don't the cigarette companies stop making
them.
It is just the right thing to do.
Cigarette Smoking
The 1982 United States Surgeon General's report
stated that "Cigarette smoking is the major single cause of cancer
mortality in the United States." This statement is as true today as it
was then.
Tobacco use is responsible for nearly 1 in 5 deaths in the United
States. Because cigarette smoking and tobacco use are acquired behaviors
-- activities that people choose to do --
smoking is the most preventable cause of death in our society.
Here is a brief overview of cigarette smoking: who smokes, how smoking
affects health, what makes it so hard to quit, and what some of the many
rewards of quitting are. For more on this topic, see our Guide to
Quitting Smoking.
Who smokes?
Adults
The Centers for Disease Control and Prevention (CDC) reported that 46
million U.S. adults were current smokers in 2008 (the most recent year
for which numbers are available). This is 20.6% of all adults (23.1% of
men, 18.3% of women) -- about 1 out of 5 people.
When broken down by race/ethnicity, the numbers were as follows:
Whites 22.0%
African Americans 21.3%
Hispanics 15.8%
American Indians/Alaska Natives 32.4%
Asian Americans 9.9%
There were more cigarette smokers in the younger age groups. In 2008,
the CDC reported almost 23.7% of those 25 to 44 years old were current
smokers, compared with 9.3% of those aged 65 or older.
High school and middle school students
Nationwide, 20% of high school students were smoking cigarettes in 2007.
The most recent survey of middle school students shows that about 6%
were smoking cigarettes. In both high schools and middle schools, white
and Hispanic students were more likely to smoke cigarettes than other
races/ethnicities. (For more information, see our document, Child and
Teen Tobacco Use.)
How does smoking cause illness and death?
About half of all Americans who keep smoking will die because of the
habit. Each year about 443,600 people in the United States die from
illnesses related to tobacco use. Smoking cigarettes kills more
Americans than alcohol, car accidents, suicide, AIDS, homicide, and
illegal drugs combined.
Cancer caused by smoking
Cigarette smoking accounts for at least 30% of all cancer deaths. It is
linked with an increased risk of the following cancers:
lung
larynx (voice box)
oral cavity (mouth, tongue, and lips)
pharynx (throat)
esophagus (tube connecting the throat to the stomach)
stomach
pancreas
cervix
kidney
bladder
acute myeloid leukemia
Smoking is responsible for almost 9 out of 10 lung cancer deaths. Lung
cancer is the leading cause of cancer death in both men and women, and
is one of the hardest cancers to treat. Lung cancer is a disease that
can often be prevented. Some religious groups that promote non-smoking
as part of their religion, such as Mormons and Seventh-day Adventists,
have much lower rates of lung cancer and other smoking-related cancers.
Other health problems caused by smoking
As serious as cancer is, it accounts for less than half of the deaths
related to smoking each year. Smoking is a major cause of heart disease,
aneurysms, bronchitis, emphysema, and stroke.
Using tobacco can damage a woman's reproductive health and hurt babies.
Tobacco use is linked with reduced fertility and a higher risk of
miscarriage, early delivery (premature birth), and stillbirth. It is
also a cause of low birth-weight in infants. It has been linked to
sudden infant death syndrome (SIDS), too.
Smoking can make pneumonia and asthma worse. It has been linked to other
health problems, too, including gum disease, cataracts, bone thinning,
hip fractures, and peptic ulcers. Some studies have also linked smoking
to macular degeneration, an eye disease that can cause blindness.
Smoking can cause or worsen poor blood flow in the arms and legs
(peripheral vascular disease or PVD.) Surgery to improve the blood flow
often doesn't work in people who keep smoking. Because of this, many
surgeons who work on blood vessels (vascular surgeons) won't do certain
surgeries on patients with PVD unless they stop smoking.
Some studies have found that male smokers may be more likely to be
sexually impotent (have erectile dysfunction).
The smoke from cigarettes (called secondhand smoke or environmental
tobacco smoke) can also have harmful health effects on those exposed to
it. Adults and children can have health problems from breathing
secondhand smoke. (See our documents, Secondhand Smoke and Women and
Smoking.)
Effects of smoking on how long you live and your quality of life
Based on data collected from 1995 to 1999, the CDC estimated that adult
male smokers lost an average of 13.2 years of life and female smokers
lost 14.5 years of life because of smoking.
But not all of the health problems related to smoking result in deaths.
Smoking affects a smoker's health in many ways, harming nearly every
organ of the body and causing diseases. According to the CDC, in 2000
about 8.6 million people had at least one chronic disease because they
smoked or had smoked. Many of these people were suffering from more than
one smoking-related problem. The diseases seen most often were chronic
bronchitis, emphysema, heart attacks, strokes, and cancer. These
diseases can steal away a person's quality of life long before death.
Smoking-related illness can limit a person's daily life by making it
harder to breathe, get around, work, or play.
Taking care of yourself
If you have used tobacco in any form, now or in the past, tell your
health care provider so he or she can be sure that you have right
preventive health care. It is well known that smoking puts you at risk
for certain health problems. This means part of your health care should
focus on related screening and preventive measures to help you stay as
healthy as possible.
For example, your doctor may recommend that you check the inside of your
mouth regularly for any changes. If you do find any changes or problems,
you should have an oral exam done by your doctor or dentist. The
American Cancer Society recommends that medical check-ups should include
mouth (oral cavity) exams. By doing this, tobacco users may be able to
find changes such as leukoplakia (white patches on the membranes in the
mouth) early. This may help prevent oral cancer.
You should also be aware of any of the following:
any change in a cough (for example, you cough up more phlegm or mucus
than usual)
a new cough
coughing up blood
hoarseness
trouble breathing
wheezing
chest pain
loss of appetite
weight loss
feeling tired all the time (fatigue)
frequent lung or respiratory infections (like pneumonia or bronchitis)
Any of these could be signs of problems with the lungs or other parts of
the respiratory system and should be reported to a doctor right away.
Smokers are at higher risk for lung cancer. But lung cancer often
doesn't cause symptoms until it is advanced (has spread), and at this
time there are no widely recommended screening tests for this cancer.
The American Cancer Society recommends that people who are at increased
risk for lung cancer, such as smokers, former smokers, or people who
have been exposed to secondhand smoke, be aware of their lung cancer
risk. If you are in this group, talk with your doctor about your
likelihood of developing lung cancer and about the potential benefits
and risks of lung cancer screening. After discussing what is and is not
known about the value of early lung cancer detection, if you and your
doctor decide in favor of testing, then be sure to have it done at a
center that has experience in all aspects of testing people at high
risk.
If you have any health concerns that you think may be caused by your
cigarette smoking, please see a health care provider right away. Taking
care of yourself and getting treatment for problems before they get
worse will improve your chances for successful treatment. Still, the
best way to take care of yourself and decrease your risk for
life-threatening lung problems is to quit smoking.
What is in tobacco?
Cigarettes, cigars, and spit and pipe tobacco are made from dried
tobacco leaves, as well as ingredients added for flavor and other
reasons. More than 4,000 different chemicals have been found in tobacco
and tobacco smoke. Among these are more than 60 chemicals that are known
to cause cancer (carcinogens).
Many substances are added to cigarettes by manufacturers to enhance the
flavor or to make smoking more pleasant. Some of the compounds found in
tobacco smoke include ammonia, tar, and carbon monoxide. Exactly what
effects these substances have on the cigarette smoker's health is
unknown, but there is no evidence that lowering the tar content of a
cigarette lowers the health risk.
As of now, cigarette manufacturers are not required to give out
information to the public about the additives used in cigarettes, which
has made it harder to determine their possible health risks. But with
the passage of a new federal law, manufacturers must submit lists of
ingredients to the Food and Drug Administration (FDA) starting in 2010.
The FDA will make lists of harmful ingredients available to the public
by or before June 2013.
Nicotine addiction
Addiction is marked by the repeated, compulsive seeking or use of a
substance despite its harmful effects and unwanted consequences.
Addiction is defined as physical and psychological (mental and
emotional) dependence on the substance. Nicotine is the addictive drug
in tobacco. Regular use of tobacco products leads to addiction in many
users.
In 1988, the U.S. Surgeon General concluded the following:
Cigarettes and other forms of tobacco are addicting.
Nicotine is the addicting drug in tobacco.
The ways people become addicted to tobacco are much like those that lead
to addiction to other drugs such as heroin and cocaine.
These statements are as true today as they were then. All forms of
tobacco have a lot of nicotine. It is easily absorbed through the lungs
with smoking and through the mouth or nose with oral tobacco (spit,
snuff, or smokeless tobacco). From these entry points, nicotine quickly
spreads throughout the body.
Tobacco companies are required by law to report nicotine levels in
cigarettes to the Federal Trade Commission (FTC). But in most states
they are not required to show the amount of nicotine on the cigarette
package label. The actual amount of nicotine available to the smoker in
a given brand of cigarettes is often different from the level reported
to the FTC. In one regular cigarette, the average amount of nicotine the
smoker gets ranges between about 1 mg and 2 mg. But the cigarette itself
contains more nicotine than this. The amount people actually take in
depends on how they smoke, how many puffs they take, how deeply they
inhale, and other factors.
How powerful is nicotine addiction?
About 70% of smokers say they want to quit and about 40% try to quit
each year, but only 4% to 7% succeed without help. This is because
smokers not only become physically addicted to nicotine; there is a
strong emotional (psychological) aspect and they often link smoking with
many social activities. All of these factors make smoking a hard habit
to break.
Why quit smoking?
Nicotine is a very addictive drug. People usually try to quit many times
before they are successful. But the struggle can be worth the effort. In
September 1990, the U.S. Surgeon General outlined what you gain when you
quit smoking:
Quitting smoking has major health benefits that start right away. This
is true for people who already have a smoking-related disease as well as
those who don't.
Former smokers live longer than people who keep smoking. For example,
people who quit smoking before age 50 have one-half the risk of dying in
the next 15 years compared with people who keep smoking.
Quitting smoking lowers the risk of lung cancer, other cancers, heart
attack, stroke, and chronic lung diseases such as emphysema and chronic
bronchitis.
Women who stop smoking before they get pregnant, or even during the
first 3 to 4 months of pregnancy, reduce their risk of having a low
birth-weight baby to that of women who never smoked.
The health benefits of quitting smoking are far greater than any risks
from the weight gain or any emotional or psychological problems that may
follow quitting.
Your risk of having lung cancer and other smoking-related cancers
depends on how much you have been exposed to cigarette smoke over your
lifetime. This is measured by the number of cigarettes you smoked each
day, how you smoked them, how young you were when you started smoking,
and the number of years you have smoked. There is no way to precisely
measure a person's risk of getting cancer, but the more you smoke and
the longer you do it, the greater your risk.
The good news is that the risk of having lung cancer and other
smoking-related illnesses can be reduced if you stop smoking. The risk
of lung cancer is less in people who quit smoking than in people who
keep smoking the same number of cigarettes every day. The risk decreases
as the number of years since quitting increases.
People who stop smoking while they are young get the greatest health
benefits from quitting. Those who quit in their 30s may avoid most of
the risk due to tobacco use. But even smokers who quit after age 50
largely reduce their risk of dying early. The argument that it is too
late to quit smoking because the damage is already done is not true. It
is never too late to quit smoking!
For more information, see our Guide to Quitting Smoking.
Additional resources
More information from your American Cancer Society
The following information may also be helpful to you. These materials
may be ordered from our toll-free number, 1-800-227-2345.
Guide to Quitting Smoking (also available in Spanish)
Double Your Chances of Quitting Smoking
Quitting Smoking -- Help for Cravings and Tough Situations (also
available in Spanish)
Helping a Smoker Quit: Do's and Don'ts
Questions About Smoking, Tobacco, and Health (also available in Spanish)
Women and Smoking (also available in Spanish)
Secondhand Smoke (also available in Spanish)
Cigar Smoking (also available in Spanish)
Child and Teen Tobacco Use (also available in Spanish)
National organizations and Web sites*
Along with the American Cancer Society, other sources of information and
support include:
American Heart Association & American Stroke Association
Toll-free number: 1-800-242-8721 (1-800-AHA-USA-1)
Web site: www.americanheart.org
Toll-free number: 1-888-478-7653 (1-888-4-STROKE)
Web site: www.strokeassociation.org
Quitting tips and advice can be found at everydaychoices.org or by
calling 1-866-399-6789
American Lung Association
Toll-free number: 1-800-548-8252
Web site: www.lungusa.org
Printed quit materials are available, some in Spanish. Also offers the
tobacco cessation program "Freedom from Smoking Online" at
www.ffsonline.org
Centers for Disease Control and Prevention (CDC)
Office of Smoking and Health
Toll-free number: 1-800-232-4636 (1-800-CDC-INFO)
Web site: www.cdc.gov/tobacco
Free quit support line: 1-800-784-8669 (1-800-QUIT-NOW)
TTY: 1-800-332-8615
Environmental Protection Agency (EPA)
Telephone: 202-272-0167
Web site: www.epa.gov
Has advice on how to protect children from secondhand smoke, a
Smoke-free Homes Pledge, and other tobacco-related materials on the
direct Web site, www.epa.gov/smokefree, or at 1-866-766-5337
(1-866-SMOKE-FREE)
National Cancer Institute
Toll-free number: 1-800-422-6237 (1-800-4-CANCER)
Web site: www.cancer.gov
Toll-free tobacco line: 1-877-448-7848
Tobacco quit line: 1-800-784-8669 (1-800-QUITNOW)
Direct tobacco Web site: www.smokefree.gov
Quitting information, cessation guide, and counseling is offered, as
well as information on state telephone-based quit programs
Nicotine Anonymous
Toll-free number: 1-877-879-6422 (1-877-TRY-NICA)
Web site: www.nicotine-anonymous.org
For free information, meeting schedules, printed materials, or
information on how to start a group in your area
QuitNet
Web site: www.quitnet.com
Offers free, cutting edge, effective tobacco cessation services to
people worldwide
*Inclusion on this list does not imply endorsement by the American
Cancer Society.
No matter who you are, we can help. Contact us anytime, day or night,
for information and support. Call us at 1-800-227-2345 or visit
www.cancer.org.
References
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Centers for Disease Control and Prevention (CDC). Annual
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on September 17, 2009.
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among adults --- United States, 2007. MMWR Morb Mort Wkly Rep.
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on September 16, 2009.
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Surveillance --- United States, 2007. MMWR Surveill Summ.
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on September 16, 2009.
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of Health and Human Services, Public Health Service 2008. Accessed at
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17, 2009.
Food and Drug Administration. Frequently Asked Questions on the Passage
of the Family Smoking Prevention and Tobacco Control Act (FSPTCA). 2009.
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Gades NM, Nehra A, Jacobson DJ, et al. Association between smoking and
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patency of lower extremity bypass grafts: a meta-analysis. J Vasc Surg.
2005;42:67–74.
government
by the people; a form of government in which the
supreme power is vested in the people and
exercised directly by them or by their elected
agents under a free electoral system.
2.
a state
having such a form of government:
The United States and Canada are democracies.
3.
a state of
society characterized by formal equality of
rights and privileges.
4.
political
or social equality; democratic spirit.
5.
the common
people of a community as distinguished from any
privileged class; the common people with respect
to their political power.
[Origin:
1525–35; < MF démocratie
< LL démocratia < Gk
démokratía popular
government, equiv. to démo-
demo-+ -kratia
-cracy]